Data Analyst II/III (Lending Analytics & Credit Risk)

Company: Navy Federal Credit Union
Location: Pensacola
Posted on: May 17, 2023

Job Description:

YOUR LIFE'S MISSION: POSSIBLE


You have goals, dreams, hobbies and things you're passionate about.


What's Important to You Is Important to Us

We're looking for people who not only want to do meaningful, challenging work, keep their skills sharp and move ahead, but who also take time for the things that matter to them-friends, family and passions. And we're looking for team members who are passionate about our mission-making a difference in military members' and their families' lives. Together, we can make it happen.


Don't take our word for it.


--- Military Times 2022 Best for Vets Employers

--- Yello and WayUp Top 100 Internship Programs

--- Forbes - 2022 The Best Employers for New Grads

--- Fortune Best Workplaces for Women

--- Fortune 100 Best Companies to Work For -

--- Fortune Best Place to Work for Financial and Insurance Services

--- Computerworld - Best Places to Work in IT

--- Ripplematch Campus Forward Award - Excellence in Early Career Hiring


Basic Purpose


Perform complex analytical and statistical modeling on large data sets to support various business operations and organizational objectives for the Lending Analytics team within Lending Analytics. Define data requirements, perform data collection, processing, cleaning, analysis, modeling, visualization, and storytelling of credit risk insights. Identify data patterns and trends to answer business questions and improve decision making for lending credit risk management. Identify opportunities to increase efficiency and automation of data analysis processes and procedures. Participate on complex, essential projects working under minimal supervision and with latitude for independent judgment. Accountable for completion of assigned projects and deliverables. Highly skilled and proficient in discipline with demonstrated achievement of results.


Responsibilities


--- Develop, maintain, and manage advanced reporting, dashboards, data models and analytical results for credit risk management

--- Evaluate and define functional requirements for analytics and business intelligence (BI) solutions

--- Retrieve, analyze and validate data and test accuracy of reported results

--- Work directly with project leads to understand requirements and propose key analytics solutions to drive effective decision-making and influence business objectives

--- Produce actionable reports that demonstrate key performance indicators, identify areas of improvement for current operations, and show root cause analysis of problems

--- Analyze and summarize business operations, customer and/or economic data in order to improve business intelligence, optimize operating effectiveness and predict business outcomes

--- Identify trends and patterns in business data; create data visualizations to support business decision making

--- Build new and/or modify existing database/data warehouse/data mart and business intelligence solutions to meet business and system requirements

--- Collaborate with business units and senior management to conduct needs assessment to support business unit objectives

--- Support complex Data Science and Big Data projects

--- Effectively communicate data outcomes to business stakeholders and leadership

--- Mentor and guide less experienced staff

--- Work with business units to collect, review, and publish Metadata

--- Maintain and enhance Data Catalog (e.g., Purview) and PowerBI Reports

--- Evaluate and enhance the Data Governance & Metadata Collection Framework

--- Perform other duties as assigned


Qualifications


--- Bachelor's degree in Information Finance, Statistics, Business, Engineering, or a related field, or the equivalent combination of training, education and experience

--- Significant experience in the application of statistical methods, mathematical techniques, forecasting, cost-benefit analysis, related analytical tools and programming languages

--- Advanced skill interpreting, extrapolating and interpolating data for statistical research and modeling

--- Significant experience in problem resolution including determining root cause, scope and scale of issues

--- Advanced skill analyzing statistics and reports to determine business performance and trends

--- Significant experience that demonstrates the ability to research, compile, and document data, business processes, and workflow

--- Advanced skill identifying and analyzing business requirements and recommending solutions

--- Effective skill presenting findings, conclusions, alternatives and information clearly and concisely

--- Working knowledge of standard ETL tools and techniques

--- Working knowledge of the process in sourcing raw data and cleansing techniques

--- Working knowledge of data warehousing, data cleaning, and other analytical techniques required for data usage

--- Advanced skill in understanding and communicating data presented in models, charts, and tables and transforming it into a format that is useful to the business and aids effective decision making

--- Advanced skill in the use of measurement and statistical practices to analyze current and historical data to make predictions, identify risks, and opportunities enabling better decisions on planned/future events

--- Advanced skill in understanding and analyzing models that predict the probability of an outcome

--- Advanced knowledge of and the ability to perform basic statistical analysis such as measures of central tendency, normal distribution, variance, standard deviation, basic tests, correlation, and regression techniques

--- Advanced skill in collecting and manipulating data used in effective decision making

--- Working knowledge of data models, design tools, business/technical requirements, statistical programming languages, data queries

--- Demonstrates a key understanding of multiple database concepts and data flows

--- Working knowledge of various data structures and ability to extract data sources (e.g., PySpark, PowerBI)

--- Working knowledge of mapping techniques and data pipelines

--- Advanced SQL skills

--- Advanced Microsoft Excel skills


Desired Qualifications and Education Requirements


--- Advanced degree in Finance, Data Analytics, Business Administration, Engineering, or related field

--- Working knowledge of Navy Federal Human Resources policies, procedures, and programs

--- Working knowledge of Operational Transaction Processing (OLAP/OLTP) applications and systems

--- PMP Certification (or commensurate experience managing corporate-wide projects)


Hours: Monday - Friday, 8:00AM - 4:30PM


Location: 820 Follin Lane, Vienna, VA 22180 - 5550 Heritage Oaks Dr. Pensacola, FL 32526


Navy Federal is now hybrid! Our standard enterprise requirement for a hybrid schedule is to report on-site 4-16 days each month. The number of days reporting on-site will ultimately be determined by the employee's leadership and business unit needs. You will learn more throughout the hiring and on boarding process.


Salary Range: $74,400 - $146,300 annually


Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position.


Posting End Date: 05/18/2023


Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume.


#LI-Hybrid


Equal Employment Opportunity


Navy Federal values, celebrates, and enacts diversity in the workplace. Navy Federal takes affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, Armed Forces service medal veterans, recently separated veterans, and other protected veterans. EOE/AA/M/F/Veteran/Disability


Disclaimer


Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position.


Bank Secrecy Act


Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.


Employee Referrals


This position is eligible for the TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.

Keywords: Navy Federal Credit Union, Pensacola , Data Analyst II/III (Lending Analytics & Credit Risk), Professions , Pensacola, Florida